Grampasso said:
Indeed... after 13 years, never had a single problem with stuff like that, and this is a coincidence? When the bank operator herself told me about Sony contacting them? Seriously?
Sony wouldn't contact the bank. they would actually have no way of contacting the bank (as a former merchant I know). They would contact their merchant provider who would then contact Visa, Mastercard, AmEx, etc. Those companies would then contact all issuing banks. Furthermore, Sony would never say a single thing about cloning as they wouldn't know. The most they would/could say (to Visa et al) is "here are a list of cards that were potentially compromised". If Visa/MC/AmEx/etc contacted your bank, it would make sense that they would have contacted ALL issuing banks, which other people are saying hasn't happened.
I am not calling you a liar or saying you didn't hear what you heard. I am trying to explain it to you as a former business who had to deal with fraud, chargebacks, and plenty of other credit card issues. The way your bank explained it to you is simply NOT how it works. That is all.
Regarding the fraud on your account, out of 77M accounts on PSN and the tens of thousands of fraudulent activities that occur every day, it is most certainly possible for it to just be coincidence. Yes, even after 13 years and even just a week after the information leak on PSN, it is still possible (and in this case very likely) for this to be one extremely unlikely and incredibly inconvenient coincidence, even after 13 years.
My brother had his credit card number stolen at a restaurant by the waiter. As stupid and random as that. The very day we went to said shady restaurant (with god awful service, go figure) a charge for $100+ showed up on his account. Now imagine something like this happening during such a random and crude event of CC theft. It would certainly make sense to wonder if the two were related, but without a pattern of events to judge it by, it would impossible to say with any certainty that it was indeed the cause.
I'm sorry you are getting upset with me. I am actually not trying to be rude. Just trying to explain why your bank shouldn't have told you that and that they were probably quite misinformed and spreading that misinformation onto you. You are not at fault or to be criticized in any of this. Just passing on what you heard.
test_account said:
What is the reason not to enrypt personal data? But was the password/secret questions encrypted on the PSN servers though?
because encryption/decryption is VERY expensive computing-wise. You basically encrypt only the absolutely most sensitive forms of data for storage, and rely on other forms of security to protect the less sensitive data. It's like has been said elsewhere in this thread. The theft of personal data sucks, but most of the actual data lost here isn't really anything that can't be found elsewhere on the net for most of us. With data that "common place", it would be unnecessarily expensive in terms of computing power to encrypt and decrypt it upon storage/use. However things like a credit card number and social security number are EXTREMELY sensitive and in fact only supposed to be seen/used unencrypted very rarely and very securely, so that should NEVER be stored anywhere without being encrypted.. Hope that makes sense.